The deadline to enroll in or waive coverage for Fall 2025 is September 10, 2025. International students may temporarily waive SHIP but must be enrolled in the plan by January 1, 2026. Visit your UNCP Patient Portal to view waiver options, deadlines, and important enrollment dates.
Health insurance is required for most UNC Pembroke students enrolled in six (6) or more on-campus credit hours. If you don’t have insurance—or if your current plan doesn’t meet minimum requirements—you’ll be automatically enrolled in the UNC System Student Health Insurance Plan (SHIP), provided through Student Blue from Blue Cross and Blue Shield of North Carolina.
If you're already covered by another plan (such as a parent’s plan), you can waive out of SHIP by submitting proof of coverage by the deadline.
Students enrolled exclusively in Distance Education courses are not eligible for SHIP and are not required to submit a waiver.
To compare plan premiums and coverage options, please use this UNC System SHIP Comparison Tool. Please note, if you neither waive nor enroll in SHIP by the posted deadline, you will automatically be enrolled after the posted deadline. Visit the Student Blue website for more information.
For questions, contact Student Health Services at 910.521.6219.
